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اس ویبسائٹ کے اردو  ورژن کے لئے نیچے دیئے  گئےبٹن کو کلک کیجئے۔

About Us

Our story

Zood (ZoodPay & ZoodMall) is a digital lending platform that drives financial inclusion by providing innovative and accessible financial solutions to over 300 million individuals and SMEs in Pakistan, Iraq, Uzbekistan, and Lebanon. Headquartered in Switzerland, Zood (ZoodPay & ZoodMall) has ten offices serving over 10 million users across its fast-growing FinTech emerging markets. As a brand of OrientSwiss, the company provides a holistic ecosystem encompassing FinTech (ZoodPay), E-commerce (ZoodMall), and E-logistics services (ZoodShip), with lending at the core of its operations.

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10 million+



7 million+











Our Mission and Vision

We aim to positively impact the lives of people by providing the underbanked with democratized access to easy, affordable, and reliable financial solutions for their day-to-day lives. We envision a world where financial inclusion is a reality for all, not a privilege for few. By empowering the underbanked with equitable, affordable, and trustworthy financial tools for everyday life, we strive to ignite positive change and foster a future where everyone has the freedom to thrive.

The ZOOD Ecosystem

Your digital lending platform
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The one-stop shop for lending solutions, offering consumers 4 interest-free installments and up to 12 interest-bearing options for shopping online and in-stores, as well as monthly inventory financing and warehousing services for SMEs.


The Middle East and Central Asia fastest-growing mobile-only shopping app with an extensive cross-border, local product range, installment payment options, and free delivery. 


Hassle-free and comprehensive range of logistics services provided by Fargo parcel services, including fulfillment, consolidation, and last-mile delivery to customers' homes or through ZoodBox Smart Lockers and convenient pick-up points.

Board of Directors

Experienced in fast-growing, innovative E-commerce and FinTech solutions
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CEO & Executive Director

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Humza Hussain

COO & Executive Director

Corporate Information

More information about the company

Company Information

Name: Tez Financial Services Limited

Status: Public Unlisted Company

Registration Number: 0059517

Date of Registration: 8 March 2018

National Tax Number: 3186083-4

Other Information

Auditors: BDO Ebrahim & Co.

Legal Advisors: Ahmer Bilal Soofi & Co.

Industry Association: Pakistan FinTech Network

License Information

Type: Non Bank Micro Finance Company

Number: SC/NBFC-173/TFSL/2021/08

Date of Issuance: 25 October 2021

Contact Information


Phone Number: 042-111-839-839

Registered Address: 1st Floor, Plot No. 8 & 9, Mai Kolachi Bypass, Intelligence Colony, Karachi

Share Holding Pattern

Corporate: 100.00%

Individuals: 0.00%

Last Updated On: 10th July 2023 

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In case your complaint has not been properly redressed by us, you may lodge  your  complaint  with  Securities  and  Exchange  Commission  of  Pakistan  (the “SECP”). However, please note that SECP will entertain only those complaints which were at first directly requested to be redressed by the company and the company has  failed  to  redress  the  same.  Further,  the  complaints  that  are  not  relevant  to SECP’s regulatory domain/competence shall not be entertained by the SECP

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